The Tennessee Department of Financial Institutions (TDFI) has implemented a new online platform—TNCaB—for the submission of annual state filings by licensed lenders and brokers. Beginning with the current filing cycle, all entities are required to use this new system to remain in compliance with state regulations.

Effective March 1, 2025, the CSBS implemented the first increase in processing fees for the NMLS since its inception in 2008. This adjustment follows public comment period in 2024 and aims to support the ongoing modernization and maintenance of the NMLS platform.

Starting July 1, 2025, Georgia’s new HB 15 will overhaul mortgage licensing rules, with tougher financial requirements, mandatory audits, stronger governance, and stricter application enforcement. Mortgage lenders and brokers must prepare for these major changes to stay compliant and protect consumers.

The White House has issued an Executive Order targeting disparate-impact liability under laws like the Equal Credit Opportunity Act (ECOA). The order emphasizes that fairness means treating people as individuals—not judging by race, sex, or group identity—and warns that disparate-impact rules can force race-based outcomes, undermining merit and equal opportunity. Moving forward, federal agencies will limit enforcement of regulations based on disparate-impact theory to uphold constitutional protections and promote true equality under the law.